Post-Crisis Changes in Global Bank Business Models: A New Taxonomy
Author | : Mr.John C Caparusso |
Publisher | : International Monetary Fund |
Total Pages | : 34 |
Release | : 2019-12-27 |
ISBN-10 | : 9781513525259 |
ISBN-13 | : 1513525255 |
Rating | : 4/5 (255 Downloads) |
Download or read book Post-Crisis Changes in Global Bank Business Models: A New Taxonomy written by Mr.John C Caparusso and published by International Monetary Fund. This book was released on 2019-12-27 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Global Financial Crisis unleashed changes in the operating and regulatory environments for large international banks. This paper proposes a novel taxonomy to identify and track business model evolution for the 30 Global Systemically Important Banks (G-SIBs). Drawing from banks’ reporting, it identifies strategies along four dimensions –consolidated lines of business and geographic orientation, and the funding models and legal entity structures of international operations. G-SIBs have adjusted their business models, especially by reducing market intensity. While G-SIBs have maintained international orientation, pressures on funding models and entity structures could affect the efficiency of capital flows through the bank channel.