Mortgage Rules - Real Estate Settlement Procedures and Truth in Lending Acts (Us Consumer Financial Protection Bureau Regulation) (Cfpb) (2018 Edition)
Author | : The Law The Law Library |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 38 |
Release | : 2018-06-17 |
ISBN-10 | : 1721550739 |
ISBN-13 | : 9781721550739 |
Rating | : 4/5 (739 Downloads) |
Download or read book Mortgage Rules - Real Estate Settlement Procedures and Truth in Lending Acts (Us Consumer Financial Protection Bureau Regulation) (Cfpb) (2018 Edition) written by The Law The Law Library and published by Createspace Independent Publishing Platform. This book was released on 2018-06-17 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mortgage Rules - Real Estate Settlement Procedures and Truth in Lending Acts (US Consumer Financial Protection Bureau Regulation) (CFPB) (2018 Edition) The Law Library presents the complete text of the Mortgage Rules - Real Estate Settlement Procedures and Truth in Lending Acts (US Consumer Financial Protection Bureau Regulation) (CFPB) (2018 Edition). Updated as of May 29, 2018 This rule amends provisions in Regulation Z and final rules issued by the Bureau of Consumer Financial Protection (Bureau) in 2013, which, among other things, required that consumers receive counseling before obtaining high-cost mortgages and that servicers provide periodic account statements and rate adjustment notices to mortgage borrowers, as well as engage in early intervention when borrowers become delinquent. The amendments clarify the specific disclosures that must be provided before counseling for high-cost mortgages can occur, and proper compliance regarding servicing requirements when a consumer is in bankruptcy or sends a cease communication request under the Fair Debt Collection Practices Act. The rule also makes technical corrections to provisions of other rules. The Bureau requests public comment on these changes. This book contains: - The complete text of the Mortgage Rules - Real Estate Settlement Procedures and Truth in Lending Acts (US Consumer Financial Protection Bureau Regulation) (CFPB) (2018 Edition) - A table of contents with the page number of each section