Faithin Omaha eBook Collection

Download or read book Evaluating the Financial Performance of Select Indian Banks Using Eagles Model written by Santhoshi Kumari and published by . This book was released on 2018 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking sector plays an important role in the economic development of a country. In India, Eagles model is capable of measuring and comparing banks' performance in a more determinate, objective and consistent manner. There is no subjectivity involved in Eagles model, and the banks are judged purely on the output ratios and ranked based on these parameters. The present study uses 10 years' data of selected 10 public and private sector banks. The results reveal that Yes Bank is in top position in terms of Return on Assets (ROA), gross NPA, and Provision Coverage Ratio (PCR). This indicates that Yes Bank has more earning capacity as compared to the remaining selected banks. Kotak Mahindra Bank is also performing efficiently in terms of investment-to-deposit and Capital Adequacy Ratio (CAR), which indicates that private sector banks are performing well as compared to public sector banks. Among public sector banks, State Bank of India is performing efficiently in loans and deposits component. The study proves that there is a significant difference in the performance of selected public and private sector banks.